Financial Products

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CAPITAL FUNDING OPTIONS
Capital financing refers to the methods you use to raise money to launch your business and set up cash reserves in case the revenue stream dries up for a while. The two primary forms of capital finance are selling ownership in your company and taking on debt.

EQUIPMENT FINANCING
Equipment loans are loans to buy business equipment.   Equipment is any tangible item that is not inventory for your business.  Most business owners also utilize section 179 to write off the purchase of equipment for their company when tax season comes.  Refer to https://www.section179.org/ for more information or contact your accountant and see how equipment financing can benefit your business.

REAL ESTATE FUNDING
A CRE loan is a mortgage secured by a lien on a commercial property. ... CRE loans are offered by banks, independent lenders, insurance companies, pension funds, private investors, and other capital sources, such as the U.S. Small Business Administration's 504 Loan Program.

Business Line Of Credit:
 A line of credit is flexible, revolving, short-term capital that aids in providing funding solutions for your business.

Think of it as a credit card strictly for the business, the only difference being you can access cash.  And control the amount of interest owed based on draws and separate amortization schedules per draw. 

Accounts Receivables: 
Many companies who extend credit to their customers sell their accounts receivable to a factor. A factor is a specialized financial intermediary who purchases accounts receivable at a discount. Under a factoring agreement a company sells or assigns its accounts receivable to a factor in exchange for a cash advance.

Mergers & Acquisitions:
Mergers and acquisitions, or M&A for short, involves the process of combining two companies into one. The goal of combining two or more businesses is to try and achieve synergy – where the whole (new company) is greater than the sum of its parts (the former two separate entities).

SBA Funding 7(a) / 504 / Express Funding :
The 7(a) loan program is SBA's primary program for providing financial assistance to small businesses. The terms and conditions, like the guaranty percentage and loan amount, may vary by the type of loan. There’s an active secondary market for loans backed by the SBA. As a lender, you can sell the guaranteed portion of an SBA loan, increasing your liquidity and enabling you to issue more loans.